Insurance Again

I am now 25, next year I will take on a new journey. Before, my money has been spent on almost anything - some are useless. I never found the need to save because I may have too many responsibilities and at the same time, an impulse buyer after realizing I still have money for myself, after paying all my utilities. Bulk of the money goes into monthly expenses like groceries and utilities and soon I will get the one thing I need for long term use - insurance. Insurance should not be the least of my priorities but money is tight and as of now. I can't tell you how many insurance agents have asked me to get additional insurance for myself and for my mom. I've always turned them down but I've referred them to some of my friends who might need one. At least I've given these agents life insurance leads, and soon I will be getting their services myself - manok na ang lalapit sa patuka.